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The `sessions` table records only the initial (model, billing_provider) for a session, so when a user switches models mid-session (via `/model` or programmatically) every token — including the switched model's — is attributed to the first model. Insights/billing reports then hide the cost of the new model entirely (e.g. a session that started on deepseek and switched to opus shows $0 for opus). Add a `session_model_usage` table keyed (session_id, model, billing_provider) that accumulates each per-API-call delta under the model active at the time of the call. `update_token_counts()` is the single chokepoint every per-call delta flows through (CLI, gateway, cron, delegated, codex), so recording there captures accurate attribution on every platform. Only the incremental path records — the gateway's `absolute=True` summary overwrite is skipped to avoid double-counting cumulative totals that can't be split per model. When a call omits the model, it falls back to the session's recorded model, matching the existing COALESCE-from-session summary behaviour. Insights `_compute_model_breakdown` now aggregates tokens and cost from `session_model_usage`, so a switched session splits correctly across models, with a defensive fallback to the per-session aggregate for any session lacking usage rows. A v17 migration backfills one usage row per existing token-bearing session from its aggregate totals (idempotent via INSERT OR IGNORE), validated lossless against a 1.3 GB production DB. Tests: per-model recording, mid-session split, model fallback, absolute no-double-count, v17 backfill, and an insights-level switch breakdown. Fixes #51607. Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>